KPK: Bank Jepara Artha's Fictional Credit Corruption Fees for Umrah 3 suspects

Jakarta – The KPK has arrested five suspects in the alleged corruption of the payment of business credit at PT Bank Perkreditan Rakyat Bank Jepara Artha (Perseroda) in 2022-2024. One of the suspects of this case, director of PT BMG, Mohammad Ibrahim Al’asyari, (Mia), gave money to other suspects related to the realization of fictional credit. “As for the realization of fictional credit, Mia gave the suspect of BPR Jepara’s suspect,” the acting director of the maintenance and execution of the Corruption Eradication Commission (KPK), Asep Guntur Rahayu, Thursday (18/9/2025), asp Guntur Rahayu. Browse to continue with the contents Asep explained the amount given to the Umrah of the suspects in the amount of RP 300 million. The money was given to the suspects Jhendik Handoko (JH), Iwan Nursyety (in) by Mohammad, and Ahmad Nasir (an). “Umrah applies to JH, in and an RP 300 million,” he said. This corruption case occurred after failing to pay or a bad credit, which made the performance of BPR Jepara Artha refuse to lead profit and loss. Then Jhendik worked with Ibrahim to make credit payout known as fictional. Some of the payout funds are used to improve the performance of BPR Jepara Artha. In total, there were 40 fictional loans agreed in the period April 2022 to July 2023 worth RP 263.6 billion. “Credit is paid out without the basis of analysis in accordance with the actual debtor conditions,” he said. “Debtors work as small traders, craftsmen, workers, employees, online motorcycle -taxis, unemployment that is made as if it is the creditworthiness of an average of about 7 billion per debtor,” he added. The KPK also found that documents were manipulated so that credit payout was facilitated. The suspects of BPR Jepara Artha also conspired to withdraw money on Jhendik’s orders. “JH is asking to process credit payout directly to the credit payout section and the BPR Jepara / Teller without any review process of the process of reviewing the credit fulfillment, especially with regard to the bonding of collateral or mortgage rights,” he said. The search results for fictional credit were what Jhendik shared with other suspects. In addition to Umrah, some are distributed to other suspects. “JH is RP 2.6 billion, amounting to RP793 million, a RP637 million and the US amounting to RP282 million,” he said. This case caused a state loss of approximately RP. 254 billion. 5 suspects were detained by the KPK. The following is a list of five suspects in this case: 1. Director of Business and Operational BPR Jepara Artha Iwan Nursetyo (in) 2. Head of Business, Literacy and Financial Inclusion Division BPR Jepara Artha Ahmad Nasir (an) 3. Pt. BMG, Mohammad Ibrahim Al’asyari (Mia) 5. President Director (Managing Director) of Bank Jepara Artha, Jhendik Handoko. The suspects were charged in terms of section 2 paragraph (1) or section 3 of the Act Number 31 of 1999 regarding the eradication of corruption crimes, as amended by the Act number 20 of 2001 regarding the amendments of the Act number 31 of 1999 regarding the eradication of corruption crimes in collaboration with section 55 paragraph (1) of the penalty code. (IAL/WHN)