Indusind Bank Avios Credit Card Fee Review downward: Should you take this card? | Mint

In 2023, when Indusind Bank introduced the Avios Visa Infinite Credit Card, the connection fee Rs. 40,000+ taxes, and the annual renewal fee was Rs. 10,000 + taxes. Recently, however, in April 2025, the bank lowered the connection fee to Rs. 10,000+ taxes and the annual renewal fee to Rs. 5,000+ taxes. There are also some changes in the reward structure. In this article we will understand all the changes in the card fees, functions and benefits and whether to take this card. What is the Indusind Bank Avios Visa Infinite Credit Card? The Indusind Bank Avios Visa Infinite Credit Card is a first-class multi-brand credit card. Indusind Bank has a partnership with the British Airways Executive Club and Qatar Airways Privilege Club for this premium metal card. These are the regular scattering apps (FFPs) of British Airways and Qatar Airways. It is a travel credit card with the best rewards in class, specifically for international flights. The credit card allocates the cardholders with Avios, the Rewards Currency for British Airways Executive Club and Qatar Airways Privilege Club. Some of the international travel benefits offered by the map include a lower Forex boot at the selected preferred destination, free meeting-and-greeting service at leading international airports, free access to the airport lounge, etc. Features and Benefits of the Indusind Bank Avios Visa Infinite Credit Card offers the following features and benefits. 1. Welcome advantage: The cardholder will get a welcome benefit of 20,000 bonus Avios. The avios are credited after 15 days of payment of fees. 2. Earn Avios: For each Rs. 200 spent using the card, earn you Avios as follows. Spend category Avios spent in the selected preference -International destination for Point or Sale (POS) Transactions 6 online spent on selected preference International destination 3 spent in domestic and international destinations 3 spent on Qatar Airways & British Airways website and app 5 spent on aid programs, government services, education and insurance 1 Above, the preferred international destination must be set at the time of the time of card application. The choices for choosing the preferred international destination include: Americas (Northern and South America) Europe and Northern Asia Mid -East and South Africa -Africa Australia, New Zealand, Far -Eoste and Others. The request for change in the preferred international destination can be placed after a maps anniversary is completed. The applicant must select the preferred loyalty program between Qatar Airways Privilege Club and the British Airways Executive Club at the time of the card application. Consequently, the 5 Avios for each Rs. 200 spent will be given for spending on the selected preferred airline website and program. The AVIOS is credited 10 days of monthly credit card statement to your account post. Fuel expenditure does not earn any Avios. i) Low Forex remark: The card holder can enjoy a low forex storage of 1.5% for spending at the preferred international destination. ii) Milestone Benefits: The credit card has two milestones as follows: 18,000 bonus Avios at spending Rs. 8 lakhs in a year additional 18,000 bonus Avios spending the following Rs. 8 lakhs in a year a cardholder can earn 36,000 bonus Avios to Rs. 16 lakhs in a year. When achieving the spending milestone (s), the bonus Avios is credited ten days after the statement of the statement. Complimentary meeting and greeting service: The cardholder can enjoy two free meetings and greeting services a year at leading international airports. The service contains help for smooth arrival, security, immigration and other services. This ensures a seamless and stress -free travel experience. Complimentary access to the lounge: The card holder can get free access to international airport sites around the world, twice per calendar term by Priority Pass. The cardholder can get free access to domestic airport sitting rooms twice per calendar quarter. 10% discount on flight tickets: If the cardholder selects Qatar Airways Privilege Club as the preferred loyalty program, they get a 10% discount on flight tickets. The discount applies to flight bookings made on the Qatar Airways website or mobile app on all flights from India. Redemption of Avios as mentioned earlier, gives the map rewards for all eligible in the form of Avios. So let us understand where and how you can use the Avios. The avios can be used on the British Airways and Qatar Airways sites and various programs. On the British Airways website and app you can use Avios for: Discussion flights that pay for upgrading a regular cash booking to the next cabin reservice vacation packages that pay for luggage and reserving seats booking hotels. Discuss car rental bookings Forgetful tours and experiences around the world If you do not have sufficient Avios, you can make a partial payment with avios, and the rest of the paid modes, credit or payments of Avios, and the rest of the paid modes, credit or payments of Avios, and the rest of the front. Internet banking, etc.). On the Qatar Airways website and app you can use Avios for: Discussion flights that pay for seat selection buy extra luggage payments for seat upgrade pay for shopping and eateries at Qatar Duty Free Boading for exclusive customized customizations for extraordinary experiences, which are offered by Qatar AirWays Holidays, which are transferred to you, Other loyal loyal programs, such as Accor Live Lerfless, Mariott Bonvoy, transferred to other partnerships, such as loyal loyal programs, such as Accor Live Lerfless, and British Airways Executive Club, Meera Rewards, etc., in a specific transfer relationship. If you do not have sufficient avios, you can pay with Avios and the remaining with cash. British Airways and Qatar Airways are members of the Oneworld Alliance. You can therefore use Avios to discuss airline flights that are members of the Onworld Alliance. So your Avios can take you to any destination where the Onworld partners fly. Closing and renewal fees The card has a fee of Rs. 10,000 + taxes. The cardholder gets a welcome benefit of 20,000 avios in paying fees for connection. The card has a renewal fee of Rs. 5,000+ taxes. The cardholder receives a renewal benefit of 5000 avios for paying renewal fees. Should you take this credit card? Consider the following factors to decide whether to take the Indusind Bank Avios Visa Infinite Credit Card. Do you regularly travel to international destinations? If yes, do you travel regularly through Qatar Airways, British Airways or Onworld Alliance members? If so, consider taking the Indusind Bank Avios Visa Infinite Credit Card. Along with the earnings of Avios, you will get benefits, such as a 1.5% low forex remark for expenses at the preferred international destination, access to the airport lounge, meet and greeting, etc. All of these benefits make the travel experience seamless and stress -free, which is worthy of the map. Gopal Gidwani is a freelance writer for personal finance with 15+ years of experience. He can be reached at LinkedIn. First published: 22 Apr 2025, 10:30 am Ist