Can Fin Homes Q2 Results: The profit after tax for the first half (H1) of the financial year 2025-26 (FY26) rose 16% to ₹479 crore from ₹411 crore in the same period a year ago. Can Fin Homes Q2 Results: Net profit up 18% YoY; firm’s solid H1FY26 tone Can Fin Homes reported an 18% year-on-year rise in net profit for the second quarter ended September 30, 2025, according to its latest financial disclosure. The company’s net profit for the quarter stood at ₹251 crore, against ₹211 crore in the same period last year. The profit after tax for the first half (H1) of the financial year 2025-26 (FY26) rose 16% to ₹479 crore from ₹411 crore in the same period a year ago. Key financial metrics for H1FY26 The company’s loan assets grew 8% to ₹39,657 crore as on September 30, 2025, compared to ₹36,591 crore in the previous year. The company’s net interest margin (NIM) improved from 3.65% to 3.83%, while the spread widened to 2.79% from 2.56%. The return on assets (ROA) stood at 2.32%, from 2.22%, and the return on equity (ROE) was slightly lower at 17.40% compared to 17.49% in the previous year. The debt-to-equity (D/E) ratio improved to 6.61 from 7.19. Loan portfolio and lending operations The loan portfolio as of September 2025 was ₹39,657 crore, with housing loans accounting for 74% of the loan book and non-housing loans, including commercial property, accounting for the remaining 26%. Loan disbursements for the half year ended September 30, 2025 stood at ₹4,560 crore, marking a year-on-year growth of 7% from ₹4,233 crore. Provisions and Liquidity Can Fin Homes carried provisions of ₹495 crore, which includes ₹59 crore as management overlay and ₹40 crore under provision for restructured accounts. The company maintained a liquidity coverage ratio of 217.24% as at 30 September 2025, well above the stipulated ratio of 85%. Documented undrawn bank lines stood at ₹4,818.73 crore along with an additional sanction of ₹1,500 crore in NHB refinance received during the quarter. Deposits and Ratings The company’s deposit portfolio was ₹202 crore. Can Fin Homes offers an interest rate of 7.50% for 36-month cumulative deposits, with an additional 0.25% for senior citizens. The company’s fixed deposit program is rated “AAA” by ICRA with a stable outlook. Short-term borrowings, including commercial paper, are rated “A1+” by CARE and ICRA, while long-term debt and subordinated debt instruments are rated “AAA Stable” by CARE and ICRA. Retail network Can Fin Homes has a presence across India with 248 branches and offices spanning 21 states and union territories. Disclaimer: This article was generated using AI tools and underwent editorial review for clarity and coherence.
Can Fin Homes Q2 Results: Net profit up 18% YoY; firm posts firm H1FY26 show
