Credit cards can help save money, but this can lead to overspending. Indusind Bank customers can convert accounts to EMIs for easier repayments. Contact customer care for help, and consider costs associated with EMIs before choosing to damage your creditworthiness. Credit Cards: Indusind Bank Credit Card users can convert their accounts into EMIs for easier repayment. Credit cards can be a smart way to do transactions while saving money. However, it can also make you a habit of spending too much that you can end up a large fat account that can repay you in time. If you are an Indusind Bank Credit Card customer, you can convert your credit card account into EMI and conveniently repay your account. Steps to convert Indusind Bank Credit Card account into EMI 1. Sign in using your account vouchers. Go on the homepage to credit card transactions> tap ‘Credit Card’> ‘Manage’. Choose EMI conversion – select ‘Convert Outstanding to EMI’ and select a suitable term. Check the EMI details, interest rates and conditions before proceeding. Approve the request well and get a confirmation once it is processed. 2.. Via Customer Care Helpline also lets you contact the Customer Care of the Bank and inquire about the process of converting the credit card account into EMI. The customer manager will help you with the whole process. You can reach out to customer care through the following numbers: 1860-500-5004 91-22-4406666 3. Via email you can also contact customer care by sending an email to care@indusind.com. You should note that your account details as well as other necessary information send to the email so that you can be taken care of urgently on your inquiry. Important features of the conversion of Indusind Bank Credit Card account into EMI EMI turnaround apply to purchases more than Rs. 2,000. No documentation is required as this facility is pre -approved based on the credit limit. You can convert a maximum of 10 transactions into EMIs. EMI options are available for 6, 12, 18 or 24 months according to your ease. Finally, before deciding to utilize this feature, you must analyze the total costs that will attract the EMI II processing fees, interest rate and other fees so that you can make a wise choice that fits your budget. You must also understand that even a single missed repayment of EMI or credit card account can damage your creditworthiness. This can affect your future loans and overall creditworthiness. (Note: using a credit card carries its own set of risks) first published: 10 Apr 2025, 11:27 am Ist
Convert your Indusind Credit Card Account into EMI: Options, Features and Tips | Mint
