Last updated: August 23, 2025, 20:48 IST also can be made millionaires out of empty bags if the right plan and discipline are adopted. Ca Nitin Kaushik shared a 5-step blueprint, which can make assets of more than 1 crore in 20 years. Saving, SIP and Skills: Easy roadmap to become a millionaire. (Image: Social Media) New -Delhi. There is no need for happiness or heritage to become a millionaire, but the right planning, discipline and constant hard work is enough. Chartered accountant Nitin Kaushik shared a 5-step blueprint on the social media platform X, which can help any person start from zero and make assets worth Rs 1 crore and more. His post is becoming more and more viral. Nitin says people often think that wealth is a happiness, but the reality is that the system and consistency are the long -term key to property building. First step prepares security net before Nitin says that the first economic security is needed. For this, at least 1 lakh calls must be kept in a savings account or fixed deposit. This amount is used in sudden work, medical emergencies or other sudden expenses. Second step start investing from SIP. They recommend that you invest Rs 10,000 in SIP in Equity Mutual Funds each month. By doing this continuously for 20 years, this amount can reach 1 crore calls. In this, continuous investment is more important than the timing of the market. Third step-creating side income CA Nitin believes that each person should offer his side to increase his income. Whether it is freelance, content creation, teaching or any other work. If someone earns an additional 30,000 rupees each month, he can make assets of 30 to 40 lakh rupees within ten years. The fourth step-Nitin regards life and health insurance as very important. According to him, term insurance should be 10 to 15 times of your annual income and health insurance of at least Rs 10 to 20 lakhs. They also recommend that you avoid high interest loans and fall out. The fifth step-made Freedom Fund Nitin says you have to make a fund that is 25 times the annual expenses. For example, if your annual expenses are Rs 6 lakh, your financial independence amount should be Rs 1.5 crore. These mid -cap funds have made investors rich, more than 25% of returns in five years will double earnings, and they advise people to learn skills such as coding, writing, marketing or finances. He says that skills earnings are also growing rapidly from the stock market. Nitin’s last message is that people often underestimate the impact of continuous efforts of 10-15 years. While this ‘quiet composition’ can make him a millionaire. About the Author Rakesh Singh Rakesh Singh is a main editor with 14 years of experience in media and publication. International matters, politics and agricultural areas of interest. Many articles written by Rakesh Singh published in … Read more Rakesh Singh is a editor -in -chief with 14 years of experience in media and publication. International matters, politics and agricultural areas of interest. Click here to add many articles written by Rakesh Singh published in … Read more to add News 18 as your favorite news source on Google. Plek: Nieu-Delhi, Delhi Eerstens gepubliseer: 23 Augustus 2025, 20:48 IST HomeBusiness tot 1 crore van leë sakke: CA gedeelde formule met 5 stappe, weet hoe om te weet hoe om te weet hoe om te weet hoe
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