Manage Your HECS Debt to Boost Loan Possibilities

Are you wondering how your HECS debt affects your ability to borrow for your first home? The interest rate on HECS debts is currently 7.1%, which can significantly impact your borrowing capacity.

In this video, we discuss the importance of managing your HECS debt to improve your chances of buying a home sooner. Learn why making extra repayments on your HECS debt not only saves you on interest but also increases your borrowing potential.

Whether you’re looking to get into the housing market or simply aiming to reduce your educational debt, our tips will help you navigate your finances more effectively.

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Unlocking Your Dream Retirement with Jenny Moorman

Are you a couple in your late 40s or early 50s approaching retirement? Feeling anxious about maximizing your Superannuation, Aged Pension or Centrelink benefits? Relax, Jenny has you covered!

Meet Jenny Moorman, your pre-retirement planning expert at Incito Wealth. With 12+ years of experience, Jenny helps couples map out a clear path to a comfortable and secure retirement.

Discover how to maximise your Aged Pension, bring down your asset value for your CentreLink entitlements and benefit from expert guidance to maximise your finances and enjoy your golden years to the fullest.

Subscribe to the Incito Wealth YouTube channel to access Jenny’s insightful pre-retirement planning videos and gain the knowledge you need to make informed financial decisions.

Remember, empowerment starts with education, and we’re here to guide you every step of the way.

Contact Jenny today on (08) 9381 5407

or visit

https://www.incitowealth.com.au to connect.

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Before making a decision to acquire a financial product, you should obtain and read the Product Disclosure Statement (PDS) relating to that product, and to seek appropriate advice. 
Opinions constitute our judgement at the time of issue and are subject to change. Neither the Licensee, nor their employees or directors give any warranty of accuracy, nor accept any responsibility for errors or omissions in this document.

The information in this communication reflects our understanding of existing legislation, proposed legislation, rulings etc as at the date of issue. In some cases, the information has been provided to us by third parties. While it is believed the information is accurate and reliable, this is not guaranteed in any way.