Our Housing Costs Tripled Wen We Moved to Be Near Family – ryan

My son was Born in 2020, and the first two years of parenthood were lonely. My Husband and I Had Been Living in a Small Suburb in the midwest SINCE 2015, and we were far from our families. We have had good jobs and minimal prospects closer to family, but Still, we dreamed of being closer.

We wanted a deeper connection with our families and more role models in our child’s life, more than to Keep Our Secure Employment and keep up with the status quo. Shaking Up Our Stable Financial Lives to Get Back to the Beautiful Climate, Picturesque Nature, and Community Living that Awaited US Back Home Worth it.

We made a plan to move closer to family

SO, we made it out goal to moving from the ohio back to the higher-cost southern City where his extended family live in North Carolina. Howver, with the Job Markets out of alignment, it seamed unlikaly we were able to find work there, and we had to figure out a before we moved.

Our First Choice Wauld Be To Keep Our Current Jobs and Work Remotely. This Opportunity Emerged in 2021, but with that settled, the cost of housing was a barrier at first.

The way the housing market shook out in 2022 Meant that we had the opportunity to sell ours in the midwest at a strong profit. Though the Four-BEDROM HOUSE WAS OLDER, IT WAS STILL MOVE-IN-Ready. We’d bought it for $ 93,000 in 2015, and after a $ 19,000 down payment, it ended up only us around $ 800 a month with taxes, mortgage, and insurance.

Since Our Housing Costs Were So Lowwe were able to save fairly aggressively, and we took advantage of that – Partially Because we knew that, if we are ever had to mov, we’d almost definitely Higher Housing Costs.

We were able to buy a home we loved, though it was more expensive

These Savings weve up being especialy necessary when we realized that Buying a Home In the rapidly changing market we were looking in would require more resources and quicker thinking than we bought first home. In Early 2022, while we were relaxing on a Saturday Morning, My Husband Showed with a listing for a House. The House.

It wasn’t fancy, but it was perfectly located, HAD A HUGE YARD FOR THE AREA, AND WAS ALL ONE Story, which was nice with a toddler running around. The price was on the Low Side for the area, but it was stall A Half-Million-Dollar House; in fact, the list price was $ 500,000 exactly. When we crunched the numbers, we figured out that this house would be doable.

If we scaled back our savings Rate and SOLD OUR OLD HOUSEWe Could Swing a Solid Down Payment and Pay the $ 2400 a Month Housing Costs. IT WAUDED BE A BIG LIFESTYLE CHANGE, but we wanted to be close to family so badly. IT FELT LIKE AN INVESTMENT IN OUR MESTAL HEALTH AND COMMUNITY CONNECTION. In the end, we were able to sell the Old House for $ 176,000, Buy the New House-there were multi-vesters, and in the end, we got it for $ 520,000-and we finally go back into intergenerational community by mid-2022.

The Move was Worth it

We’ve now spent three years in this house, and it has ben abundantly worthwhile. It ‘not just just that i’m no longer chasing an active kiddo up and down stairs, though i will appreciate that freently.

My son now gets to have dinner and play dates with his grandma evest week, and at least one or two vitsis a month with his great-gram, great-angle, and encle. We’re just a couple hours drive from my familyToo, Leading to Meet-the-the-Middle Meals and Shared Outings.

Aside from those vitis, there have also ben specific moments that have reminded with how deeply lucky we are to live here. Be my son was hospitalized briefly with a bad case of RSV, we had family Visitors at the hospital who picked Dinner for us and helped us sets at home a stressful Couple of days.

When My Husband’s Great-Uncle is Out of Town, My Son and Husband Go Over and Feed the Cats and Explore His Rural, Building My Son’s Sense of Responsibility and Connection to Family. Surprise Meetups for Coffee or Dinner Are More Affordable and Fit Naturally Into Our Lives; be we lived hours away, just that Much Connection Wauld Necesitate Tons of Driving and Hotel Stays. These are Little Things, but every month, I feel like we are get our Money’s Worth for the Tripled Mortgage Costs.