Pradhan Mantri Mudra Yojana today became a hope of millions. It has become a strong way of self -sufficiency for small business people, not just a loan scheme. The story of Hiten Joshi of Rajkot is an excellent example of this. Hiten, who once struggled with financial crisis, operates a successful salon business today, and the main reason for this is the support of Pradhan Mantri Mudra Yojana (PMMY). How does Hiten’s happiness change Hiten Joshi needed capital to increase his salon industry in 2023. Then he got information about Pradhan Mantri Mudra Yojana. After knowing the specialty of the scheme, he immediately applied for the PM Mudra loan. Interest rates in this scheme are very low and the loan process is also very easy. He got a loan from the bank early with a low interest, which made him new inside his salon and also started selling cosmetic products. Hiten’s Salon is located on Nirmala Convent Road in Rajkot. As a result of the new appearance and products of the salon, its earnings increased rapidly and the business gained a new life. After some time, when he needed money for expanding business again, Pradhan Mantri Mudra Yojana also got a loan for him without more documentary junk. Hiten Joshi today runs his business with confidence and attributes his successful journey to Premier Modes and the government. What is Pradhan Mantri Mudra Yojana? The Pradhan Mantri Mudra Yojana was launched on April 8, 2015. Its purpose is to make small businessmen and medium entrepreneurs themselves by providing financial support. Under this scheme, a loan of up to Rs 20 Lakh can now be available, which was only 10 lakh calls. The government has given small traders more power by increasing this limit. How much profit has been received so far? In the past ten years, more than 52 crore loans across the country have been distributed under the Pradhan Mantri Mudra Yojana. The total value of these loans is more than Rs 33 lakh crore. This scheme turned out to be a blessing, especially for those who wanted to start their own business without more capital. Recently, Prime Minister Narendra Modi said about completing ten years of Mudra Yojana, “10 years of Mudra Yojana is dedicated to empowerment and entrepreneurship. This has proven that the ordinary citizen of India can also do wonders after receiving the right support.” Who can adopt the currency loan? If you want to start a new business or have a small business you want to strive for, you can take a loan under Pradhan Mantri Mudra Yojana. For this, you can apply by visiting the nearest bank, government or the private financial institute. Nowadays, it has become very easy to apply for Mudra loan online. Benefits of the Mudra scheme Low interest rate: Interest rates on Mudra loan are generally lower than other business loans. Quick Processing: Loan processing is simple and fast, which gives funding on time. No sponsor needed: No sponsor is needed to take a loan under this scheme. Online -application of the facility: Now you can apply online online, saving time and hard work. Millions of people like Hiten Joshi, a golden opportunity to start a business, let their dreams come true by utilizing the Pradhan Mantri Mudra Yojana today. If you have a dream to start a new business or increase your existing business, this plan may be a golden opportunity for you. You can also fly your dreams with correct information, plan and trust.
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