Q4 Results Today: ICICI Lombard, ICICI PRU life to see mixed Q4 earnings amid changing insurance landscape, says experts | Einsmark news

Q4 Results Today: The Earnings Season for the Fourth Quarter is Currently in Progress, with Several Significant Companies Set to release their results on Tuesday, April 15, including Icici Lombard General Insurance Company Ltd and Icici Prudential Life Insurance Life Insurance Life Insurance Life Insurance Life Insurance Life Insurance Life insurance According to a report from Brokerage Firm Motilal Oswal Financial Services, it anticipates a slight sequential change in VNB Margins for Life Insurance Companies, Driven by an increase proportion of higher-margin products and the benefits of non-pars. On the other hand, the brokers indicate that general insurance companies are experiencing the effects of a decline in car sales, as well as the implementation of 1/N reporting for gross written premium (GWP) related to long-term businesses. Although the claims environment is expected to remain favorable, an increase in the operating expenses ratio due to 1/n bookkeeping is likely to increase the joint relationship. Q4 Results Preview Icici Prudential Life Insurance Company Ltd According to estimates of Kotak Institutional Equity, Icici Prudential Life experienced a year-on-year a flat monkey trends during the first two months of the term. The high equation base from March 2024 is expected to affect March volumes, resulting in a projected 5.5% drop in 4QFY25. The margin remains stable in the region of about 22-23%, with a low base contributing to about 150 basis points of the year-to-year expansion. Nuvama Institutional Shares emphasized that management’s comments on growth in protection and pension products will be an important area of ​​interest, along with insights into any possible shifts in the ICICI Bank strategy. Attention will be directed to margins for the second half of the year and beyond. ICICI Prudential Life Insurance announced a 43 percent increase in the net profit, which ended £ 326 for the third quarter until December 2024. The life insurance firm, supported by ICICI Bank, achieved a profit of £ 227 in the same quarter the previous year. In the third quarter of the current financial year, net premium income rose to £ 12,261 crore, compared to £ 9.929 crore of a year earlier, as reported by Icici Prudential Life in a regulatory filing. ICICI Lombard General Insurance Company Ltd According to the Institutional Shares of Nuvama, the cost of risk (COR) can exacerbate due to changes in accounting practices for long -term policies. Management did not provide specific guidance on COR, as the effect of the new accounting method on distributor payments continues to develop. General Insurer Icici Lombard reported an increase of 68% in the net profit, reaching £ 724 for the three months ended December 2024. In the same period last year, the company achieved a net profit of £ 431. The gross direct premium revenue for the quarter dropped to £ 6.214 crore, compared to £ 6.230 crore during the same term a year earlier, according to the regulatory filing of ICICI Lombard. Shares in focus according to Rajesh Bhosale, stock -technical and derivative analyst at Angel One, ICICI PRU share price was dropped by 3% with strong volumes on Friday during a strong update for broader markets. Prices form a pattern similar to clumsy swallowing and until it crosses above £ 580, it will remain under pressure with immediate support around recent lows of £ 525. Furthermore, Anshul Jain, head of research at Lakshmishree Investment and Securities, explains that ICICI Lombard share price has been more than 23 weeks more than 29%, but the strong rally that has been made during the March series. Please note that a short -term bottom is in place. Investors may consider building up around the £ 1,700 zone, while traders should note the momentum of over £ 1,855. In both scenarios, the 50% recovery level of the entire fall, placed at £ 1.955, will be the first important upside target. In general, the price action indicates the improvement of the sentiment and the potential for a meaningful refusal. Disclaimer: The views and recommendations above are those of individual analysts, experts and brokerage companies, not of currency. We advise investors to check with certified experts before making investment decisions. First published: 15 Apr 2025, 09:24 AM IST