Your wife can earn more than 5 lakh rupees, understand how this work will be done
It is often seen that men complain that their wives spend many of them. Salary does not come to spend. But it is not so. In fact, the government manages some such schemes in which if you and your wife invest together, the proceeds can be doubled. In this news we will tell you today about the plans and plans, after you have adopted what you will forget to mock your wife with expenses. If you invest alone in the single monthly scheme of the post office, you have doubled at the post office, then you can deposit a maximum of Rs 9 Lakh. If you open an account with your wife, the maximum limit becomes 15 lakh calls. This allows you to get an income of Rs 5,550 each month at an interest rate of 7.4% sitting at home. Help from women in cheap home loans If your wife makes a co-applicant while taking a home loan, you can get a 0.05% discount in the interest rate. This allows you to save millions of rupees during the period of home loan. If your wife is working on a joint home loan, your savings can double by taking a separate home loan. That is, you and your wife can claim separate tax exemption. Take help in retirement funds, young people are currently investing more in senior civil savings schemes. In such a situation, if your wife works, you can invest together in this scheme. You can invest a maximum of 30 lakh calls alone. In such a situation, if your wife also joins you, this limit will double. TDS on FD will be less. If your wife does not do work, you can open FD in their name and avoid tds receiving the interest in it. If the interest per year exceeds Rs 40,000, the bank starts to cut 10% TDS on it. But using Form 15G, the bank will not deduct any TDs on the interest your wife has received. Share this story -tags