Disasters -mortgage market approaches $ 50 billion to record releases

The release of disasters has reached a record level this year, increasing the total market to approximately $ 50 billion, with insurance companies transporting more risks caused by expensive climate disasters for private sector investors. Sales of bonds for additional insurance coverage for major storms, earthquakes and other events achieved $ 17.7 billion, an increase of 7% compared to the previous record recorded last year, according to the company “Artemis” that follows the security market associated with insurance. These numbers include cyber risks and special transactions. The growth of the disaster market, located in Zurich, said: “The disaster market has seen another year of strong growth. The largest, most diverse and broader markets are key to the success and sustainability of solutions and strategies of investment in disasters.” Disasters offers returns to buyers in exchange for the risks of the insurance market associated with natural disasters. If a specific event has occurred in advance, mortgage holders can make significant losses, and if they do not occur, they can achieve more than 10%returns. Insurance companies and other parties became more interested in issuing disasters, partly due to the high inflation rate, which rebuild the rebuilding of property destroyed by storms and other disasters. At the same time, the insured losses increased as the weather phenomena increased as a result of climate change. During the current month, the “AllState” business concluded the second largest disaster painting agreement in its history as it acquired a 650 million re -insurance against storms, forest fires and other natural disasters. According to “Artemis”, the agreement was 86% greater than the initial purpose. High yields of disasters continues with disasters -effects to produce higher yields than many fixed -income assets. Investors are expected to reach 16% this year, compared to the record of 20% during 2023. The return on disasters consists of the differences in the risk, in addition to interest rates for existing financial market funds. Investors have benefited from each of the differences in the attractive risks and the high turnover of financial market funds varies between 4.5% and 5%, compared to 0.25% or less during the Corona epidemic period. The differences in the risk of risk were great fluctuations during 2024, partly due to the sudden changes in the abundance of capital or its scarcity. And Roche has shown that these market dynamics are increasingly important compared to the foundations of the risks associated with basic factors. “Tople Capital” expects the differences in the risk to extend between 5% and 7% next year, after reaching 8.4% during 2024, according to the “Artemis” data. And Warsh indicated that disaster investors can expect “total returns ranging from high numbers up close to 10% or slightly more than during 2025. Analysts in” Pleenum Investments “, another company investing in disaster tires is based in Zurich, to effect similar profits. Disasters are designed to serve as an absorbent shock. Still see that investors prefer the strongest structures based on individual events. This is definitely true for us. ‘