Credit Card Email Opdate: A Step-by-Step Guide to Change Your Registered Email | Mint
In response to the rising demand for clients to digital flexibility and ease in communication, banks in India, along with other financial institutions, simplified the process to update and regulate the registered email address linked to credit card accounts. As of June 2025, most of the most important financial institutions are now allowing credit card holders to change their contact details via digital and offline channels, provided the right verification is complete. This move is in line with the Regulatory emphasis of the Reserve Bank of India (RBI) on maintaining updated Know Your Customer (KYC) records and to ensure real -time communication with aspiration lenders. Updating E -mail address: Why does it matter? The registered e -mail address and cellphone number are used by banks and credit card that issue financial institutions to send monthly states, transactions, debit and credit alerts, along with important regulatory updates. Therefore, an outdated or inaccessible email address can lead to missed notices, delayed repayments, credit card minimum repayments or increased risk of financial fraud. To address this problem, financial institutions such as SBI cards, HDFC Bank and Axis Bank have thus published clear and step -by -step procedures on how clients can initiate changes through internet banking, mobile applications or by simply visiting the nearest branch. Step-by-step guidance for clients Most of the prominent banks have standardized the process to increase users’ comfort and to help them update their basic banking details. According to the current protocols, you must follow the given steps to change your credit cards registered email address: Download and log in to the official mobile bank application of the Internet Bank Portal. Move towards the ‘profile’ or ‘service requests’ option as given on the application. Select the option to update your contact information. Enter the new email address and then validate the same using OTP or Secure PIN. Waiting for confirmation via SMS or e -mail regarding successful update. As an alternative measure, users can also visit their nearest bank branch with valid KYC documents to complete the request by hand. The regulatory framework and response in the industry in May 2025, the RBI proposed concept -kyc amendments suggested that banks and NBFCs be instructed to simplify and digitize the process for updating personal details such as e -mail -Posts. Updates can now be done via mobile apps, internet banking, business correspondents or branch visits. With more than 12 crore -active credit card users in India, these changes are aimed at reducing delays, improving communication and strengthening data privacy. Leading credit card issuers have already upgraded systems to ensure fast, secure and consistent platforms updates. Disclaimer: Mint has a fusion with fintechs to provide credit; You must share your information if you apply. These bonds do not affect our editorial content. This article only intends to educate and distribute awareness about credit needs such as loans, credit cards and credit values. Mint does not promote or encourage credit because it comes with a set of risks such as high interest rates, hidden costs, etc. We advise investors to discuss with certified experts before taking credit.