Last Updated: December 12, 2025, 13:24 IST In the era of UPI, many times ATM is needed only occasionally. But during this time, if your money gets stuck while withdrawing cash from the ATM, what will you do? In such a situation RBI helps you a lot, as per the rules of RBI the bank itself will give you Rs 100 every day. But even if the bank doesn’t send you this money, you still have an option. Most people make payments using UPI and online payment platforms, but still sometimes there is a need for cash. The process of withdrawing cash from ATM is very easy. But if your money gets stuck while withdrawing money, then the first thought that comes to your mind is how will you get this money back? Today we will tell you the answer to this. Actually, the problem of stuck money in ATM often arises due to technical error. Despite the money being frozen, the bank sends you a message that the amount has been deducted from your bank account. In such a situation, RBI rules are no less than a boon for you. RBI’s Rule on Withdrawal of Cash from ATM. In such a situation you can first talk to the customer care of the bank or you can give information about it on the email id of the bank. By doing this, all your problems will reach the bank manager and this complaint will be registered. According to RBI, in this situation, the amount deducted from the customer’s account will have to be returned to the customer’s account within 7 working days. Although the bank returns the money within 7 to 10 days, but if the bank does not return the money to you within the time limit, then every day from the 7th day, it will have to send a penalty of Rs 100 to your account. If the bank is not following this RBI rule, then you can complain about it to the Banking Ombudsman. Why is cash stuck in ATM? Often there are a few reasons why cash is not withdrawn from ATM. Due to malfunction in the ATM machine, slow network and any problem in the note machine, money cannot come out of the ATM properly. Most banks transfer your money to your bank account within 24 hours, in such a situation you need to keep an eye on the messages from your bank account from time to time. Keep these things in mind while withdrawing cash from ATM Card Skimmer- While withdrawing cash from ATM you must check whether the card slot in the ATM is empty or not, check it properly that no device is stuck. If you find any device inside, do not insert your card into that machine, as this card may be a skimmer, allowing your debit PIN to be easily stolen. Hide the PIN – Hide the keypad while entering the PIN because your card’s PIN can be easily detected by very small hidden cameras. Check the message – After withdrawing money from the ATM, an SMS comes immediately to your mobile phone and if you do not get the message for a long time, then you can get information about this transaction from the customer service of the bank. Transaction Limit – Also keep the daily ATM transaction limit low. The reason for this is that if your card is stolen, only transactions up to Rs 20,000 or Rs 25,000 will be possible so that the rest of your money will be saved. Transaction Slip- While withdrawing money from ATM, also take out the ATM receipt. This slip contains important information about your account, so keep it safe and do not throw it away, because anyone can cheat or scam you with it. Apart from this, the most important thing is that you have to use biometric ATM to withdraw money from such ATM. Location: New Delhi, New Delhi, Delhi First Published: December 11, 2025, 11:55 IST home business If you get stuck while withdrawing money from ATM, the bank will give Rs 100 every day.